최고의 AI 회계 소프트웨어

최고의 AI 회계 소프트웨어 비교

가격은 공급사가 공개한 시작 가격입니다. 무료 플랜이나 체험은 가격 페이지에 있을 때만 적습니다.

순위

일과의 적합성, 자율성, 통제, 연동, 접근성, 공개 정도로 순서를 매깁니다.

가격, 기능, 요약

1. 1

   Pilot

   Startups that want monthly books plus optional tax, CFO, or COO support.

   Pilot provides bookkeeping, tax, and advisory services for startups and small businesses, combining software with US-based finance staff. The homepage says it is trusted by 3,500+ companies and states that Pilot is not a public accounting firm.

   가격

   $99/month

   Essentials is $99/month for up to $100,000 in monthly expenses: cash-basis bookkeeping from bank and credit cards, a year-end tax package, and in-app AI answers. Core is shown as a higher tier with a US-based bookkeeper, but the dollar amount rendered as $0 on the page and is not recorded here. Published tax starts are $1,000+/year for single-member LLCs, $2,000+/year for partnerships and S-corps, and $2,450+/year for C-corps. CFO plans shown are $1,750/month, $3,150/month, and $5,250/month. COO Starter is a $750 one-time setup and COO Essentials is $850/month. Stock administration is $399/hour, free for qualifying pre-seed founders. R&D tax credit work is 20% of the credit received. Last checked 5 October 2026.

   주요 기능

   QuickBooks, Stripe Atlas, Mercury, Carta, Pulley, Slack. It can carry a stretch of the work, then wait. A person still approves anything that leaves the building.

   Pilot 요금과 기능/Pilot 대안

2. 2

   Digits

   US small businesses and accounting firms that want an AI ledger instead of a legacy general ledger.

   Digits is an AI-native general ledger for business owners and accountants, covering automated bookkeeping, month-end close, bill pay, invoicing, and real-time financials. The company says it is available only to US-based entities, is SOC 2 Type II certified, and supports cash and accrual accounting.

   가격

   $65/month

   Essentials is $65/month and Core is $100/month. Pro is listed at $250/month and marked Coming soon. Every business or location needs its own subscription. A 30-day free trial is offered and there are no setup fees. The pricing page says every plan includes 24/7 AI bookkeeping, reconciliation, invoicing, bill pay, and Ask Digits. Connections are described as 12,000+ banks, cards, and payroll providers. Last checked 5 October 2026.

   주요 기능

   Banks, Payroll, API, MCP, iOS, iPad. It can carry a stretch of the work, then wait. A person still approves anything that leaves the building.

   Digits 요금과 기능/Digits 대안

3. 3

   Puzzle

   Startups that want real-time books and an optional bookkeeper on top of the software.

   Puzzle is an AI-native general ledger that categorizes transactions, drafts financials, and supports cash and accrual books, with Chat and Cowork agents the user reviews before anything is final. It integrates with Stripe, Brex, Mercury, Ramp, Deel, Gusto, and Rippling, and says it is used by 7,000+ companies and operators.

   가격

   $30/month

   The pricing page HTML lists Starter at $30/month (1 seat), Core at $72/month (5 seats), Complete at $120/month, and Scale at $360/month, and the page also says Save 20%. The help center confirms Core $72/month, Complete $120/month, and Scale $360/month, and says the 14-day trial includes Complete features. Starter includes 2 free months before the subscription begins, according to the help center. Expert Reviewed bookkeeping starts at $171/month for up to $10,000/month in expenses. One-off prices include migration at $149, catch-up bookkeeping from $300 per month of books, and tax filing from $1,250/year plus $250 per state. R&D studies are 1.5% of qualifying spend. Last checked 5 October 2026.

   주요 기능

   Stripe, Brex, Mercury, Ramp, Deel, Gusto, Rippling, QuickBooks. It can carry a stretch of the work, then wait. A person still approves anything that leaves the building.

   Puzzle 요금과 기능/Puzzle 대안

4. 4

   Zeni

   Venture-backed and early-stage companies that want AI books plus a named finance team.

   Zeni combines AI bookkeeping with a dedicated finance team, plus bill pay, reimbursements, checking, cards, fractional CFO, tax, and payroll. The pricing page says Zeni syncs with QuickBooks Online Plus, which is required.

   가격

   $494/month, billed annually

   AI Bookkeeping Starter starts at $549/month, or $494/month billed annually, for pre-revenue companies. Growth starts at $799/month, or $719/month billed annually. Enterprise bookkeeping is custom. Prices depend on bookkeeping complexity, monthly expenses, and annual revenue. CFO Lite is $1,599 plus a $2,000 setup fee. CFO Premium is $2,990. CFO Enterprise is $4,990+ plus a $6,000 setup fee. Tax Starter is listed at $2,499 and Tax Growth at $3,899. Payroll Manager Service is listed at $199. The page does not state the billing period for the tax and payroll figures. Last checked 5 October 2026.

   주요 기능

   QuickBooks Online Plus. It can carry a stretch of the work, then wait. A person still approves anything that leaves the building.

   Zeni 요금과 기능/Zeni 대안

5. 5

   Booke AI

   Businesses and accounting firms that want automation inside QuickBooks Online or Xero.

   Booke AI categorizes bank-feed transactions inside QuickBooks Online and Xero, matches invoices, bills, and receipts, and sends exceptions to a person for review. QuickBooks or Xero stays the system of record. Each client has a separate model that does not learn across clients.

   가격

   $129 per business/month

   AI Bookkeeper (Business) is $129 per business per month. The page says an annual billing option exists but does not show the annual dollar amount. Firm pricing is custom. Adding a business mid-cycle creates a prorated charge. The homepage cites a 4.6/5 rating from 117 ratings on the QuickBooks App Store. Last checked 5 October 2026.

   주요 기능

   QuickBooks Online, Xero. It can carry a stretch of the work, then wait. A person still approves anything that leaves the building.

   Booke AI 요금과 기능/Booke AI 대안

6. 6

   Docyt

   Hotel and multi-unit operators who want daily books, bill pay, and flash reporting per location.

   Docyt is an AI-native ERP that combines payments, accounting, and business intelligence on one ledger, aimed at hotels and other multi-location operators. It posts revenue from PMS and POS systems, reconciles deposits, and says a human owns every exception.

   가격

   $299 per property/month

   Accounting Suite starts at $299 per property per month and includes unlimited users and integrations. Daily Flash is available standalone from $100 per location per month. Enterprise Suite is custom per property per month. Catch-up accounting is $200 per month caught up. Hotel and enterprise plans are annual with monthly billing. The page says there are no per-user, integration, or training fees and no exit penalties. Check and ACH fees are disclosed on the order form. Last checked 5 October 2026.

   주요 기능

   PMS, POS, Payroll, Banks. It can carry a stretch of the work, then wait. A person still approves anything that leaves the building.

   Docyt 요금과 기능/Docyt 대안

7. 7

   Vic.ai

   Controllers and AP teams that want invoice processing with fewer manual touches.

   Vic.ai is an AI platform for accounts payable that processes invoices, manages expenses with VicCard, and reports on AP workflows. The site says it integrates with major ERP and accounting systems through an open API and quotes a 99% invoice accuracy rate and an 85% no-touch rate by month 6.

   가격

   Not published

   The homepage does not list a price. Vic.ai's public pricing flow, seen in search, asks for a discovery meeting and a custom proposal. No dollar amount was opened on a Vic.ai page. Last checked 5 October 2026.

   주요 기능

   ERP, Open API. Sold to run the job rather than wait for a prompt on every step. Keep a way to stop it before it reaches a customer, a candidate, or a filing.

   Vic.ai 요금과 기능/Vic.ai 대안

8. 8

   Rillet

   Mid-market finance teams replacing a legacy ERP and closing continuously.

   Rillet is an AI-native ERP with a perpetual general ledger, revenue recognition, multi-entity accounting, and agents that automate accruals, reconciliation, and reporting. The help center says it replaces a legacy ERP, integrates with 12,000+ platforms including Salesforce, Stripe, Ramp, Brex, and Rippling, and that implementations take 4 to 6 weeks.

   가격

   Not published

   The help center says Rillet does not charge per seat or based on revenue. Pricing is based on the features used and business complexity. No dollar amount is published. Seats are not the pricing lever. Last checked 5 October 2026.

   주요 기능

   Salesforce, Stripe, Ramp, Brex, Rippling, Snowflake, Claude. It can carry a stretch of the work, then wait. A person still approves anything that leaves the building.

   Rillet 요금과 기능/Rillet 대안

9. 9

   Truewind

   Accounting firms and finance teams that want close automation on top of Sage Intacct or QuickBooks Online.

   Truewind turns bank statements and workpapers into journal entries, reconciliations, and schedules, then posts them to Sage Intacct or QuickBooks Online, which stay the source of truth. The site says the team reviews exceptions while Truewind codes transactions, reconciles accounts, and runs flux analysis.

   가격

   Not published

   No price, free tier, or trial is listed on the homepage opened. Last checked 5 October 2026.

   주요 기능

   Sage Intacct, QuickBooks Online. It can carry a stretch of the work, then wait. A person still approves anything that leaves the building.

   Truewind 요금과 기능/Truewind 대안

10. 10

    QuickBooks

    Small businesses that want a mainstream cloud ledger with invoicing, expenses, and optional AI insights.

    QuickBooks Online is Intuit's cloud accounting product, accessed in a browser or mobile app rather than as a desktop download. Indexed copies of the official pricing page describe Advanced as including AI-driven insights, batch transaction tools, and cash flow forecasting, with up to 25 users.

    가격

    From $38/mo (indexed pricing page)

    Direct fetches of quickbooks.intuit.com/pricing/ returned HTTP 500 or timed out on 5 October 2026. Search retrievals of that official pricing page and quickbooks.intuit.com/products/ list Simple Start at $38/month ($19/month for 3 months), then $85/month ($42.50), $140/month ($70), and $340/month ($170), with the plan names Simple Start, Essentials, Plus, and Advanced. The same pages say you can upgrade among Simple Start, Essentials, and Plus, and that a free trial is offered. Treat these figures as indexed official copy, not a page that rendered in this session.

    주요 기능

    None named on the pages we opened. A person drives. The product drafts, searches, or suggests inside a workflow you already run.

    QuickBooks 요금과 기능/QuickBooks 대안

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